Privacy Policy Effective Date: September 29, 2026 Last Updated: September 29, 2026 B2B Phoenix ("we," "us," or "our") respects your privacy and is committed to protecting the personal information collected through our website, b2bphoenix.net (the "Site"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or interact with our services. 1. Information We Collect We collect information that identifies, relates to, describes, or is reasonably capable of being associated with you ("Personal Information"). A. Information You Provide Voluntarily When you fill out forms on our Site (such as contact forms, consultation requests, or inquiry submissions), we may collect: First and Last Name Business Name Email Address Phone Number Any details or comments submitted in form fields B. Information Collected Automatically When you visit our Site, certain technical data is automatically logged by our hosting platform (Wix.com) and integrated analytics tools, including: IP address and geographic location (city/state level) Browser type, device type, and operating system Referral sources and pages visited on our Site Interaction data (time spent on pages, links clicked) 2. How We Use Your Information We use the information collected for legitimate business purposes, including: Responding to your inquiries and scheduling consultations. Providing information regarding business debt settlement marketing and telemarketing operational support. Improving and optimizing our website functionality, security, and user experience. Running and evaluating marketing campaigns, including advertising via Meta (Facebook/Instagram) and search engines. Complying with applicable legal, statutory, or regulatory obligations. 3. Cookies and Tracking Technologies Our Site utilizes cookies, web beacons, and tracking pixels (such as the Meta Pixel and analytics tags) to analyze website traffic, remember visitor preferences, and deliver targeted marketing. Essential Cookies: Necessary for basic website security and navigation hosted on Wix. Analytics & Performance Cookies: Help us understand how visitors interact with our Site. Marketing Cookies: Track activity across platforms to deliver relevant advertising campaigns. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, disabling cookies may impact certain functionality on our Site. 4. How We Share Your Information We do not sell, rent, or trade your Personal Information to third parties for commercial monetary gain. We may share information with: Service Providers & Vendors: Third-party platforms that assist in operating our website, hosting our database (Wix.com), or delivering communications and marketing services. Legal Compliance: If required by law, subpoena, or government regulation, or to protect the rights, property, and safety of B2B Phoenix, our clients, or the public. Business Transfers: In the event of a merger, acquisition, or restructuring, user information may be transferred as a business asset. 5. Third-Party Links & Advertising Our Site or digital advertisements (including Meta Ads) may link to third-party web pages or services. We are not responsible for the privacy practices, content, or policies of external websites. We encourage you to review the privacy policies of any third-party sites you visit. 6. Data Security and Retention We implement reasonable administrative, technical, and physical security measures provided through our hosting infrastructure to protect your personal data from unauthorized access, disclosure, or loss. We retain your information only as long as necessary to fulfill the purposes outlined in this policy or as required by law. 7. Your Privacy Rights Depending on your jurisdiction, you may have the following rights regarding your Personal Information: Access: Request a copy of the personal data we hold about you. Correction: Request updates or corrections to inaccurate information. Deletion: Request that we delete your personal information, subject to legal retention obligations. Opt-Out: Opt out of receiving promotional communications by contacting us directly. 8. Direct Telemarketing & Communications Disclaimer Submitting your contact information via our website forms constitutes an inquiry. By providing your phone number and email address, you consent to receive direct business communications regarding your inquiry from B2B Phoenix via phone, email, or messaging. You may opt out of future communications at any time. 9. Updates to This Policy We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this policy periodically. 10. Contact Us If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: Business: B2B Phoenix Website: https://www.b2bphoenix.net